Auto Refinance & Purchase Promo
Limited-Time Auto Loan Offer:
- One low rate: 3.75% APR*
- Pick your term: Up to 84 months
- No payments for the first 90 days
Why Refinance with Us?
- Bring your auto loan from another lender or credit union and get a better rate and flexible terms.
- Save money and enjoy more financial freedom every month.
- Fast, friendly service—let us do the heavy lifting for you!
Eligibility:
- FICO 650+ (All Applicants)
- Vehicle year 2020 or newer
- LTV less than 80% or purchase GAP**
- Loan amount over $15,000
- No cash out refinance
- Refinance of existing CCCCU loans not eligible
*APR=Annual Percentage Rate. Loans are approved based on creditworthiness, Loan-To-Value, and other qualifications. The refinancing of current outstanding CCCCU loans is prohibited. For every $1,000 borrowed for 84 months at 3.75% APR, the monthly payment is $13.65. Your rate may be higher if the promotional terms and requirements are not met.
**GAP Advantage= $599 policy premium per loan amount less than $75,000. $699 policy premium per loan amount from $75,000.01 to $125,000. GAP policies are not available for loan amounts exceeding $125,000. Additional $1,000 GAP Advantage credit available should GAP insurance be utilized during the life of the loan. Details on the GAP Advantage credit will be provided at loan signing.
Offer expires 03/31/2026.
Signature Loan Promotion
Get the fresh start you deserve with a Signature Loan from Center City Community Credit Union! Whether you’re consolidating debt, covering unexpected expenses, or planning something special, our signature loan promotion gives you the flexibility and savings you need.
Signature Loan Promotion Highlights:
- One low rate: 5.50% APR***
- Choose your term—up to 72 months
Who Qualifies?
- FICO score of 680 or higher (All Applicants)
- Debt ratio less than 50%
- Loan amount must be $5,000+ for terms over 60 months
- Members with existing CCCCU unsecured loans are eligible for debt consolidation only (we’ll pay your debts directly)
Take control of your finances with a simple, affordable monthly payment and flexible terms that fit your goals.
To apply, log into our Online Banking site or call us at (800) 391-8725 to speak with a representative.
***APR=Annual Percentage Rate. Loans are approved based on creditworthiness and other qualifications. The refinancing of current outstanding CCCCU loans is prohibited. For every $1,000 borrowed for 72 months at 5.50% APR, the monthly payment is $16.35. Your rate may be higher if the promotional terms and requirements are not met.
Offer expires 03/31/2026.
PROMOTIONAL TERM SHARE CERTIFICATES
| Account Type | Required Balance | APR* | APY** |
|---|---|---|---|
| 3 Months | $1,000 - $49,999.99 | 2.96% | 3.00% |
| 3 Months | $50,000 - $99,999.99 | 3.25% | 3.30% |
| 3 Months | $100,000+ | 3.60% | 3.65% |
*APR = Annual Percentage Rate. **APY= Annual Percentage Yield. CCCCU computes the balance in our share accounts to dividends you will be paid by using the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. We calculate the average daily balance by adding the account for each day of the period and dividing that figure by the number of days in the period. Minimum required Promotional Share Certificate balance is $1,000. Certificate interest is paid on a quarterly basis. Penalty for early withdrawal. IRA accounts do not qualify for Promotional Share Certificates. Subject to change without notice.
To open a Certificate of Deposit, contact Member Services at (800) 391-8725.
